Give yourself credit.

Ditch the debt, keep the benefits - Borrow from your savings like it's credit card.
Join the waitlist for early access!

Homepage screen of the Crow app showing £250 borrowed, £1650 available and a cash balance of £2192, and some recent transactions.  Next to the screen is the blue Crow card
An image of the blue Crow card

A better choice than your credit card

Build your credit

Why should you have to go into debt to build your credit rating? Borrow from yourself and still build a payment history.

Easy to use

No more endless spreadsheets for paying yourself back. Keep track of how much you owe yourself in our intuitive app, and have the repayments taken automatically

Interest? All yours!

The interest on what you borrow goes straight back into your pocket. Passively grow your savings as you borrow.

You're in control

Adjust your borrowing limit whenever you want. We set an upper limit based on your affordability, then you can lower it in seconds.

Step 1

Man's silhouette with a tick in a circle


Apply in minutes on our mobile app, where we calculate how much you could afford to borrow from yourself.

Step 2

Pound sign in a circle


Make your first deposit into your Crow savings account through a secure connection to your current account.

Step 3

Hand holding a payment card


Use your virtual card to pay for a purchase, instantly borrowing from your savings balance

Step 4

Hand catching coins

Repay & Save

Repay your balance plus interest, which goes straight into your pocket!

How it works

We're all about giving you the best of both worlds. A modern, flexible savings account that you can borrow from like a credit card.

Join Our Waitlist

Want to download the Crow app right now? Unfortunately we are not live yet, but you can reserve a space in our waitlist to get exclusive access as soon as we launch by clicking the button below.


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Company number 14414912
ICO ZB521465