A better choice than your credit card
Build your credit
Why should you have to go into debt to build your credit rating? Borrow from yourself and still build a payment history.
Easy to use
No more endless spreadsheets for paying yourself back. Keep track of how much you owe yourself in our intuitive app, and have the repayments taken automatically
Interest? All yours!
The interest on what you borrow goes straight back into your pocket. Passively grow your savings as you borrow.
You're in control
Adjust your borrowing limit whenever you want. We set an upper limit based on your affordability, then you can lower it in seconds.
Step 1
Apply
Apply in minutes on our mobile app, where we calculate how much you could afford to borrow from yourself.
Step 2
Deposit
Make your first deposit into your Crow savings account through a secure connection to your current account.
Step 3
Spend
Use your virtual card to pay for a purchase, instantly borrowing from your savings balance
Step 4
Repay & Save
Repay your balance plus interest, which goes straight into your pocket!
How it works
We're all about giving you the best of both worlds. A modern, flexible savings account that you can borrow from like a credit card.
Crow
Registered in England and Wales
Company number 14414912
ICO ZB521465
Waitlist
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